The subscriptions are already in your statement
Connect an account once, read-only. ReScribe watches for charges that come back on a schedule and works out the cycle. Each one becomes a subscription with the next payment date already set.
Bank connections work with banks in the US and Canada. Elsewhere the mailbox and the AI do the same job — they have no geography.
How the connection works
Four steps, and only the first two need you.
- 1
Pick your bank
The list comes from Plaid, a licensed provider that connects banks in the US and Canada.
- 2
Sign in at your bank
The login happens on the provider’s page. Your credentials never pass through ReScribe, so there is nothing here to leak.
- 3
We read the charges
Read-only access to transactions. Same merchant, same rhythm — that is the whole thing we look for.
- 4
Subscriptions appear
Turn on auto-sync and they add themselves, or look through what was found and flip the switch yourself.
What the connection notices
Not just that a payment happened — the shape of it.
Five billing cycles
Weekly, monthly, quarterly, every six months and yearly. A charge a few days early or late still counts.
Price changes
A subscription that went up in price is still the same subscription, not a second one next to the first.
The next payment date
Worked out from the rhythm, so a reminder can reach you before the money leaves.
A payment that never came
When an expected charge doesn’t show up, the subscription is flagged instead of quietly staying active.
Pause without disconnecting
Stop reading an account for a while and keep everything that was already found.
Consent that ran out
Banks expire access by law. You get asked to reconnect, and nothing is lost in the meantime.
What this access is, and what it isn’t
You are letting us look at your money. Here is exactly how far that goes.
Read-only, transactions only
We can see charges and account details. There is no route from that to moving money — payment initiation is not part of the connection.
Your bank login stays with your bank
Sign-in happens on the provider’s own page. ReScribe receives an access token and never a password.
No spending on your behalf
No transfers, no payments, no cards. The connection is not capable of it, with or without our good intentions.
No access after you disconnect
Disconnecting revokes the token at the provider straight away and removes the account from ReScribe.
Where the bank connection wins
Charges with no email
Something you signed up for years ago through a form you no longer remember still leaves the account every month.
The price crept up
A service that quietly went from $9.99 to $12.99 is what a statement reveals and memory doesn’t.
Yearly renewals
One charge twelve months ago and one today are enough to recognise an annual subscription — and to warn you before the next one.
Everything on one card
Family plans, utilities, insurance, the gym. If it leaves the card, it is in scope.
Questions about connecting a bank
What access does ReScribe get?
Read-only access to your transactions and account details, through a licensed provider. Nothing in that connection can move money.
Do you see my bank password?
No. You sign in on Plaid’s own page and ReScribe receives an access token, never your credentials.
Which banks can I connect?
Banks in the US and Canada, through Plaid. Other countries are not supported yet — we would rather say so than let you sign up and find out. Until then the mailbox and the AI work anywhere, and neither of them needs a bank at all.
What counts as a subscription?
At least two charges from the same merchant with a consistent gap between them, from weekly to yearly. A one-off purchase is never turned into a subscription.
What happens if I disconnect?
Access is revoked at the provider immediately and the account disappears from ReScribe. You can also pause an account instead — that stops the reading but keeps what was already found.
Connect one account and see what turns up
Most people find at least one charge they had stopped noticing.
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